{"id":22017,"date":"2026-06-16T12:27:40","date_gmt":"2026-06-16T16:27:40","guid":{"rendered":"https:\/\/dev.impots-ici.com\/taxation\/canadian-taxation\/tax-planning\/"},"modified":"2026-09-30T14:09:30","modified_gmt":"2026-09-30T18:09:30","slug":"tax-planning","status":"publish","type":"page","link":"https:\/\/www.impots-ici.com\/en\/taxation\/canadian-taxation\/tax-planning\/","title":{"rendered":"Tax Planning"},"content":{"rendered":"

[vc_row thsn-bg-color=”white” content_placement=”middle” css=”.vc_custom_1667347298994{padding-bottom: 60px !important;}”][vc_column css=”.vc_custom_1565181653979{padding-right: 70px !important;}” thsn-responsive-css=”95415368|colbreak_no|||||||||colbreak_no|||||||||colbreak_no||||||15||||colbreak_no|||||||||”][vc_row_inner content_placement=”middle” gap=”20″][vc_column_inner width=”1\/2″][vc_column_text css=””]<\/p>\n

Tax planning involves organizing your income, assets, business, and financial decisions to minimize unnecessary tax costs while complying with Canadian and Quebec regulations. It is not solely focused on the annual tax return.<\/p>\n

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It allows you to anticipate the tax implications of your choices before they take effect.<\/p>\n<\/blockquote>\n

At Imp\u00f4ts ici, we assist individuals, self-employed workers, incorporated professionals, and business leaders in implementing tax strategies tailored to their realities. Our goal is to help you use the right tools at the right time, with a clear view of your obligations and opportunities.<\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”21652″ img_size=”full” alignment=”center” css=”.vc_custom_1781622351962{margin-bottom: 0px !important;}”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row thsn-text-color=”white” thsn-bg-color=”blackish” thsn-bg-image-color-order=”image-over-color” full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1667343483628{padding-top: 50px !important;padding-bottom: 50px !important;}” thsn-responsive-css=”88925592|colbreak_no|||||||||colbreak_yes|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column width=”2\/3″][vc_custom_heading text=”Your business requires professionals<\/em> to support you” font_container=”tag:h3|font_size:36px|text_align:left|line_height:40px” use_theme_fonts=”yes” el_class=”font-weight-normal thsn-globalcolor-em”][vc_custom_heading text=”Tax services, Canadian and international taxation, …” font_container=”tag:div|font_size:18px|text_align:left|line_height:20px” use_theme_fonts=”yes” css=”” el_class=”font-italic”][\/vc_column][vc_column width=”1\/3″ thsn-responsive-css=”34099074|colbreak_no|||||||||colbreak_no|||||25||||colbreak_no||||||||||colbreak_no|||||||||”][vc_btn title=”CONTACT US” style=”classic” shape=”square” color=”gradientcolor” align=”right” el_class=”thsn-align-left-991″ link=”url:%2Fen%2Fcontact%2F”][\/vc_column][\/vc_row][vc_row thsn-bg-image-color-order=”image-over-color” full_width=”stretch_row” equal_height=”yes” content_placement=”middle” thsn-responsive-css=”55252952|colbreak_no|||||||||colbreak_yes|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column thsn-bg-color=”light” thsn-extended-column=”left” width=”1\/2″ css=”.vc_custom_1569933596147{padding-top: 100px !important;padding-right: 85px !important;padding-bottom: 60px !important;}” thsn-responsive-css=”84039426|colbreak_no|||||||||colbreak_no|||||||||colbreak_no||||||15||||colbreak_no|||||||||”][vc_single_image image=”21655″ img_size=”full” css=”” el_class=”thsn-single-image-991″][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1570080018549{padding-top: 100px !important;padding-bottom: 0px !important;padding-left: 60px !important;}” thsn-responsive-css=”39439719|colbreak_no|||||||||colbreak_no||||||15||15|colbreak_no||||||||15||colbreak_no|||||||||”][vc_column_text css=””]<\/p>\n

A tax treaty generally aims to avoid double taxation and prevent tax evasion. It allocates taxing rights between two countries and provides mechanisms for granting a credit, exemption, or reduced rate. Canada has many tax treaties, but each treaty has its own articles, definitions, and conditions.<\/p>\n

It is not enough to know that a treaty exists. You must verify if it applies to your situation, your residency status, the type of income, and the relevant period. The same country may treat salary, pension, dividend, or capital gain differently.<\/p>\n

[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row thsn-bg-color=”white” content_placement=”middle” css=”.vc_custom_1667347298994{padding-bottom: 60px !important;}”][vc_column css=”.vc_custom_1565181653979{padding-right: 70px !important;}” thsn-responsive-css=”95415368|colbreak_no|||||||||colbreak_no|||||||||colbreak_no||||||15||||colbreak_no|||||||||”][vc_row_inner content_placement=”middle” gap=”30″][vc_column_inner width=”2\/3″][vc_column_text css=””]<\/p>\n

For a business owner or incorporated professional, the choice between salary, dividends, bonuses, taxable benefits, expense reimbursements, or retaining funds in the corporation must be carefully analyzed. A compensation strategy influences personal tax, corporate tax, social contributions, provisional payments, RRSP rights, and available cash flow.<\/p>\n

The best solution depends on several factors: the company’s profitability, personal needs, spouse’s income, the executive’s age, investment plans, debts, asset protection, and retirement. Imp\u00f4ts ici helps you compare scenarios to choose a compensation strategy aligned with your goals rather than an automated solution.<\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_single_image image=”21658″ img_size=”full” alignment=”center” css=”” el_class=”thsn-single-image-991″][\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner content_placement=”top” gap=”20″][vc_column_inner width=”1\/2″][vc_column_text css=””]<\/p>\n

Tax planning also allows you to take advantage of available deductions and credits. RRSPs, TFSAs, donations, financial expenses, business expenses, sector credits, personal credits, and eligible expenses can alter the tax result when properly documented.<\/p>\n

For self-employed individuals and corporations, the deduction of expenses must be supported by receipts and linked to the business activity. Tax credits must be evaluated according to the specific criteria of each program. A poorly prepared application can be denied or lead to questions. Our role is to identify realistic opportunities and structure files solidly.<\/p>\n

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A growing business may need to reassess its structure. Incorporation, creating a management company, using a trust, splitting certain functions, or establishing a holding structure can offer benefits, but only if these choices are justified by the actual situation.<\/p>\n

Tax planning helps determine if an existing structure is still appropriate. It can also prepare for a reorganization, acquisition, sale of shares, estate freeze, or family succession. By intervening early, it becomes easier to protect assets, manage cash flows, and reduce surprises at the time of a transaction.<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row thsn-text-color=”white” thsn-bg-color=”gradientcolor” full_width=”stretch_row” css=”.vc_custom_1667433818746{margin-top: -20px !important;padding-top: 60px !important;padding-bottom: 60px !important;}” el_class=”thsn-two-colum-view-991-to-768″][vc_column width=”1\/3″]

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Satisfied Clients
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\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t45000\t\t\t<\/span>\r\n\t\t\t<\/span>\r\n\t\t<\/div>\r\n\t\t\t\t

Hours of Experience
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\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t10000000\t\t\t<\/span>\r\n\t\t\t<\/span>\r\n\t\t<\/div>\r\n\t\t\t\t

In Tax Savings
<\/span><\/h3>\r\n\t\t\t<\/div>\r\n<\/div>\r\n<\/div>[\/vc_column][\/vc_row][vc_row thsn-bg-image-color-order=”image-over-color” full_width=”stretch_row” equal_height=”yes” content_placement=”middle” thsn-responsive-css=”55252952|colbreak_no|||||||||colbreak_yes|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column thsn-extended-column=”left” width=”1\/2″ css=”.vc_custom_1667348284130{padding-top: 100px !important;padding-right: 60px !important;padding-bottom: 60px !important;}” thsn-responsive-css=”84039426|colbreak_no|||||||||colbreak_no|||||||||colbreak_no||||||15||||colbreak_no|||||||||”][vc_column_text css=””]Certain moments require particular tax attention: starting a business, purchasing rental property, selling shares, retiring, welcoming a new shareholder, succession, business transfer, or significant income changes.<\/p>\n

These events can create taxable gains, alter provisional payments, change eligibility for certain credits, or make a return more complex.<\/p><\/blockquote>\n

Imp\u00f4ts ici helps you anticipate these changes. We assess the tax consequences before the decision, compare options, and indicate the steps to take. This approach avoids discovering the tax impact after the transaction is completed, when options are more limited.<\/p>\n

[\/vc_column_text][\/vc_column][vc_column thsn-bg-color=”light” thsn-extended-column=”right” width=”1\/2″ thsn-responsive-css=”39439719|colbreak_no|||||||||colbreak_no||||||15||15|colbreak_no||||||||15||colbreak_no|||||||||” css=”.vc_custom_1667348273741{padding-top: 100px !important;padding-bottom: 60px !important;padding-left: 60px !important;}”][vc_single_image image=”21660″ img_size=”full” css=”” el_class=”thsn-single-image-991″][\/vc_column][\/vc_row][vc_row thsn-bg-image-color-order=”image-over-color” full_width=”stretch_row” equal_height=”yes” content_placement=”middle” thsn-responsive-css=”55252952|colbreak_no|||||||||colbreak_yes|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column thsn-bg-color=”light” thsn-extended-column=”left” width=”1\/2″ css=”.vc_custom_1569933596147{padding-top: 100px !important;padding-right: 85px !important;padding-bottom: 60px !important;}” thsn-responsive-css=”84039426|colbreak_no|||||||||colbreak_no|||||||||colbreak_no||||||15||||colbreak_no|||||||||”][vc_single_image image=”21662″ img_size=”full” css=”” el_class=”thsn-single-image-991″][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1570080018549{padding-top: 100px !important;padding-bottom: 0px !important;padding-left: 60px !important;}” thsn-responsive-css=”39439719|colbreak_no|||||||||colbreak_no||||||15||15|colbreak_no||||||||15||colbreak_no|||||||||”][vc_column_text css=””]<\/p>\n

Tax planning must remain cautious, documented, and compliant. It is not about seeking shortcuts but using available mechanisms correctly. A relevant strategy must be explainable, justifiable, and supported by appropriate documentation.<\/p>\n

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With Imp\u00f4ts ici, you benefit from support that combines tax expertise, business understanding, and a focus on clarity.<\/p>\n<\/blockquote>\n

Whether you want to optimize your compensation, prepare for growth, legitimately reduce your taxes, or secure your decisions, our firm guides you toward tax planning tailored to your needs.<\/p>\n

[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row thsn-text-color=”white” thsn-bg-color=”globalcolor” thsn-bg-image-color-order=”image-over-color” full_width=”stretch_row” css=”.vc_custom_1570104720125{padding-top: 125px !important;padding-bottom: 90px !important;background-image: url(\/wp-content\/uploads\/2026\/06\/impots-ici-montreal-location-1.avif?id=21366) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” thsn-responsive-css=”20798863|colbreak_no|||||||||colbreak_yes|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column][vc_btn title=”Learn More” style=”classic” shape=”square” color=”white” css=”.vc_custom_1669485048013{margin-top: 10px !important;}” link=”url:%2Fen%2Fabout-us%2F”][\/vc_column][\/vc_row][vc_row thsn-bg-image-color-order=”image-over-color” full_width=”stretch_row” gap=”20″ content_placement=”middle” thsn-responsive-css=”36859260|colbreak_no|||||||||colbreak_yes|||||||||colbreak_no||||||||||colbreak_no|||||||||” css=”.vc_custom_1693265733571{padding-top: 60px !important;padding-bottom: 60px !important;background-position: 0 0 !important;background-repeat: repeat !important;}”][vc_column thsn-bg-image-position=”right-top” thsn-bg-image-color-order=”image-over-color” thsn-extended-column=”left” width=”1\/2″ css=”.vc_custom_1568635986206{padding-top: 100px !important;padding-bottom: 130px !important;background-color: #f7f7f7 !important;background-position: 0 0 !important;background-repeat: repeat !important;}”][vc_single_image image=”21664″ img_size=”full” css=”.vc_custom_1781627474363{margin-bottom: 0px !important;}” el_class=”thsn-border-effect”]

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Years of Experience Serving You.
<\/span><\/h3>\r\n\t\t\t<\/div>\r\n<\/div>\r\n<\/div>[\/vc_column][vc_column width=”1\/2″ thsn-responsive-css=”34274097|colbreak_no|||||||||colbreak_no|50||||||50||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_text css=””]<\/p>\n

Periodic reviews are particularly useful when your income increases, your business becomes more profitable, you hire, you purchase property, you accumulate cash in a corporation, or you prepare for a transaction. During these times, tax decisions made too quickly can create lasting effects. A planning meeting allows you to validate existing choices and adjust the strategy before the end of the fiscal year.<\/p>\n

This review can also serve to coordinate your personal and corporate decisions. A choice beneficial for the corporation is not always advantageous for the executive, and vice versa. The analysis must therefore consider total tax, cash flow, family needs, and long-term objectives.<\/p>\n

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